Products / Liability and construction
Umbrella liability insurance
Higher limits above public and products, motor and employers’ liability policies, with drop-down when an underlying aggregate is used up and cover above a retention where those policies do not respond.
Commercial
Commercial, placed through brokers.
On Cuttleflow Go
Marketplace: opens when the class’s conditions are met. In the demo on fictional data.
For a single follow-form layer above one named primary policy, with no drop-down, see Excess of loss.
Brokers
Place umbrella liability with every market in the class
Submit once on the standard, schedule the primary liability, motor and employers’ liability policies underneath, and compare the markets that want the risk.
Underwriting agencies
Launch umbrella liability on Cuttleflow Go
Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.
The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.