cuttleflow
Systems

Products / Liability and construction

Excess of loss insurance

Follow-form excess cover above a named primary policy, with no automatic drop-down, for businesses whose contracts or exposures need higher limits.

Wording

Excess of Loss Insurance

Commons v2.0.0 draft · 2026/XOL/0001

Read the wording →

Business

Commercial

Commercial, placed through brokers.

Availability

On Cuttleflow Go

Marketplace: opens when the class’s conditions are met.

Opening conditions →

Brokers

Place excess of loss with every market in the class

Submit once on the standard and build the layers you need with the markets that want the risk.

Underwriting agencies

Launch excess of loss on Cuttleflow Go

Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.

The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.