Products / Business, property and cargo
Tradies package insurance
Public liability, tools, mobile plant, small-job contract works, tax audit, payment fraud and vehicle downtime cover for sole traders and small trade contractors, with exclusions set by trade.
Commercial
Commercial, placed through brokers.
On Cuttleflow Go
Marketplace: opens when the class’s conditions are met. In the demo on fictional data.
One policy for a trade business of fewer than 20 employees. The business chooses from seven sections: public liability, tools, mobile plant, small-job contract works, tax audit, cyber and payment fraud, and vehicle downtime. The quote is rated from the trade and the annual turnover. A business with a turnover above $5 million is referred to the underwriter, and some trades, such as plumbing and roofing, are referred by default. A business that needs a vehicle policy goes to commercial motor; a large or head contract goes to construction all risks and liability.
Brokers
Place tradies packages with every market in the class
Submit once to every eligible market and compare the quotes side by side to advise your client.
Underwriting agencies
Launch the tradies package on Cuttleflow Go
Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.
The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.