cuttleflow
Systems

Products / Motor

Heavy motor insurance

Trucks, prime movers and trailers for owner-drivers and small transport operators, built on the Commercial Motor base wording, with optional downtime and non-owned trailer cover.

Wording

Heavy Motor Insurance

Commons v1.0.0 draft · 2026/HMV/0001

Read the wording →

Business

Commercial

Commercial, placed through brokers.

Availability

On Cuttleflow Go

Marketplace: opens when the class’s conditions are met. In the demo on fictional data.

Opening conditions →

Fleets of ten or more powered vehicles: Commercial motor →

Brokers

Place heavy motor with every market in the class

Submit once to every eligible market and compare the quotes side by side to advise your client.

Underwriting agencies

Launch heavy motor on Cuttleflow Go

Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.

The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.