cuttleflow
Systems

Products / Business, property and cargo

Commercial property owners insurance

Property, loss of rent, theft, glass, property owners’ liability and tax audit cover for owners of commercial investment buildings let to tenants.

Wording

Commercial Property Owners Insurance

Commons v1.0.0 draft · 2026/CPO/0001

Read the wording →

Business

Commercial

Commercial, placed through brokers.

Availability

On Cuttleflow Go

Marketplace: opens when the class’s conditions are met. In the demo on fictional data.

Opening conditions →

The broker lists each tenancy in the building with its occupation and its share of the floor area. The property and loss of rent premiums are rated tenancy by tenancy and weighted by floor area, with part of the fire rate following the most hazardous tenant. A building owned by a body corporate goes to strata insurance; a residential investment property goes to landlords insurance.

Brokers

Place commercial property owners with every market in the class

Submit once to every eligible market and compare the quotes side by side to advise your client.

Underwriting agencies

Launch commercial property owners on Cuttleflow Go

Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.

The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.